2010年5月28日 星期五

那点价值

会计上衡量一项资产有两个相对的概念:使用价值(value in use)和清算价值(liquidity value).

这两种价值的差别往往不是一点点。斧头对砍柴人是命,放到集市上就常常只能自顾自锈迹斑斑。卸磨杀驴、鸟尽弓藏,过河拆桥,上墙抽梯,兔死狗烹,说到底,都是在说这个道理。

人也是。一个生命有创造一切的可能,死去后,除了留给家庭一点回忆和痛苦,对别人来说,总归是一件remember for a day and forget forever的事。

是怎样的现实,让一个个年轻人,早早背上了还不清的债务?

该“裸”还是不该“裸”

好吧,我标题党了,事实上这个帖子一点都不好玩。

事情是这样的:德国最近禁止”裸做空”,作为一个自由市场的支持者,我想都没想就一直反对这个禁令,觉得德国病机乱投医。当然,到现在我也还是坚持我的看法,但多了一点思考。(注1)

我记得原来学保险学的时候,会区分赌博和保险,其中一点就是,你可以投保你自己家的房子着火——这是保险;但如果你去投保邻居家的房子着火,就是赌博了。这种赌博最大的问题就是道德风险很高。你最近缺钱了,可能就会“一不小心”把邻居家的房子烧着;或者没这么缺德,邻居家冒出火苗的时候,你可能“恰好”没有看到,没有去参与救火。
从金融的视角看,买房子着火的保险就是一种做空行为,买别人的房子保险就相当于“裸做空”。金融衍生物中这种保险很多,最有名的就是大杀器CDS,信用违约掉期。和火灾保险差不多,这个东西就是赌某个公司违约。对于持有这个公司债券的人来说,这是个保险;对不持有这个公司债券的人来说,这个相当于“裸做空”。我觉得CDS绝对是做空利器,只要交有限的保险费,就可能放大很多获得收益。

举个例子,这个例子完全基于想象,有没有这种CDS我可不知道。比如一个大型的基金,买入了大量某航空公司的CDS。从此以后,这个基金恐怕会天天期望这个公司倒闭。比如,它就不会再买入这个公司的股票了;这个基金的出差用的飞机票,可能都不会从这个公司买;狠一点,可能会冲击一下原油期货,让航空公司亏损;阴谋论一点,可能会干扰一些国际性的大事件,比如朝韩快打起来了,我就不会坐大韩航空回家。上面这些,或多或少,都会损害这个航空公司。至于上面哪些是“道德”的,哪些是“不道德的”,就是另一个话题了。这也解释了为什么很多人会对主权基金如此恐慌。

在金融的理论中,做多和做空往往是高度对称的,被视为一种完美的组合。但仔细一想,恐怕它们天生就不应该是对称的,毁灭永远比创造来得容易一些

注1:事实上我对德国禁令一无所知,对现在欧洲正在经历的危机了解也不多,下面的分析都是一般性的讨论。大概看完试会认真了解一下吧,有没有同学推荐相关的书呢?

2010年4月23日 星期五

用Vim的搜索替换功能编辑HTML文档

Vim太强大了。我把自己平时整理的单词做成html然后分享到博客上,如果手动修改的话会死人的。用vim的强大的替换能力,大概半个小时就搞定了。当然前提是把正则表达式写好。

如我想把

2 salient
    There are four points that were salient then and remain paramount in all policies today.

变成表格的形式:

<tr>
<td width="10%" valign="top"><b>02 salient</b></td>
<td width="50%">    There are four points that were salient then and remain paramount in all policies today. 
</td>
</tr>

只要一个命令就好

:.,$s/\(\d\d\s.*\)\n\(\t.*\n\)/\<tr\>\r\<td width="10%" valign="top"\>\<b\>\1\<\/b\>\<\/td\>\r\<td width="50%"\>\2\<\/td\>\r\<\/tr\>/gc

这是最简单的部分。

为了视觉上好看一些,最好能把例句中的生词强调出来,我用的是斜体,然后再定义一个css就好看了。

我是这样做的,首先定义一个键盘映射si,用来将光标移掉单词上时,击si把单词设为斜体

:nmap si diwi<i><C-R>"</i><ESC>

这里面diw表示将当前单词存入寄存器,然后删除。然后在编辑模式中<C-R>"调用寄存器,就可以实现两边加上tag了。

其实还有另一种定义方法,利用vim的可视模式,也就是选中单词时击si键设为斜体,这样对词组特别方便:

:vmap si "zdi<i><C-R>z</i><ESC>

定义nomal模式下键盘映射的好处是可以利用vim超强的搜索功能,比如我在salient这个单词上点*键,就可以立即搜索这个单词,搜索到了点si就可以直接设为斜体。

最后,由于Windows Live Space不支持css,只好将每个斜体的单词都设一个颜色,简单的替换命令就能实现:

:.,$s/<i>\(.\{-}\)<\/i>/<i><font color="#C00000">\1<\/font><\/i>/gc

最终效果如上篇博客所示,其实还是挺丑的lol

VOCABULARY BUILDING-JH's Word List(season2)

VOCABULARY BUILDING-JH's Word List

01 insufficient These measures, however good in themselves, were insufficient for the real extent of the evil. Distance alone is insufficient to specify all properties at space.
02 salient There are four points that were salient then and remain paramount in all policies today. -paramount
03 market penetration Market penetration occurs when a company enters/penetrates a market with current products. The best way to achieve this is by gaining competitors' customers (part of their market share). Other ways include attracting non-users of your product or convincing current clients to use more of your product/service (by advertising etc).
04 maintain maintenance
05 understanding They granted loans to merchants with the understanding that if a particular shipment of goods was lost at sea, the loan didn't have to be paid.
06 filibuster A filibuster, or "speaking or talking out a bill", is a form of obstruction in a legislature or other decision-making body whereby one attempts to delay or entirely prevent a vote on a proposal by extending a debate on that proposal.
07 deliberative body(审议实体) The Senate filibuster has turned what some have called the "greatest deliberative body" into a place where passing the simplest bill takes days or weeks and a major bill like health reform ends up in a month-long slog of round the clock and weekend sessions and a final vote on Christmas Eve.
08 prosthesis The prosthetics industry is growing rapidly, and, according to Hugh Herr, the director of MIT Media Lab's Biomechatronics Group, advanced prostheses will soon become envied in the same way the newest electronic gadget or the hottest car is today.
09 apparatus Eyeglasses -- it's a fucking sex apparatus. Often people can have contact lenses, but they choose in certain social environments to wear their glasses
10 pump from a dry well Exploitation without exploration will ultimately result in trying to pump from a dry well.
11 backbone The internal structure is the supporting backbone of the organisation.
12 investment horizon Convergence of the market price to perceived intrinsic value may not happen within the investor's investmenthorizon
13 catalyst So, besides evidence of mispricing, some active investors look for the presence of a particulat market or corporate event(catalyst) that will cause the marketplace to re-evaluate a company's prospects.
14 merit v. In examining financial and operational strategic execution, two caveats merit mention.
15 endogenous A variable is called endogenous if it is explained within the model in which it appears. For example, in a supply and demand model of an agricultural market, changes in the weather or in consumer tastes would be exogenous variables that might shift the supply and demand curves; the price and quantity of trade would be the endogenous variables explained by the model.
16 hasten Competition across national stock exchanges and the increased volume of trading hastened the adoption of computerized systems, including price quotation, order routing, and automatic order matching.
17 no-frills gPodder looks like a simple no</I>-frills podcast manager, but underneath the hood you'll find a huge array of options and some perks
18 Succumb Even when you arrange their parts in all the right ways, they can still succumb to acute prolixity
19 punctilious He was always punctilious in his manners.
20 prune In every case, we simply prune the redundant modifier
21 mucous membrane We know that time is a period, that the mucous membrane is an area, that pink is a color, and that shiny is an appearance.
22 spin If a bullet is spinning around its long axis as it emerges from a gun barrel it is likely to keep that same orientation as it moves toward its target.
23 barrel The way to make a bullet spin is to sctatch long spiral grooves on the inside of the gun barrel.
24 peep Once or twice she had peeped into the book her sister was reading, but it had no pictures or conversations in it.
25 waistcoat But when the Rabbit actually took a watch out of its waistcoat-pocket, and looked at it, and then hurried on, Alice started to her feet, for it flashed across her mind that she have never before seen a rabbit with either a waistcoat-pocket, or a watch a take our of it.
26 pop Burning with curiosity, she ran across the field after it, and fortunately was just in time to see it pop down a large rabbit-hole under the hedge.(If you pop somewhere, you go there for a short time.)
27 in the world In another moment down went Alice after it, never once considering how in the world she was to get out again.
28 Marmalade She took doen a jar form one of the shelves as she passed: it was labelled 'ORANGE MARMALADE'.
29 tumble After such a fall as this, I shall think nothing of tumbling down stairs!
30 Antipathy She'd often spoken of her antipathy towards London. (How funny it'll seem to come out among the people that walk with their heads downwards! The Antipathies, I think)
31 curtsey And she tried to curtsey as she spoke--fancy curtseying as you're falling through the air!
32 It'll never do And what an ignorant little girl she'll think me for ask! NO, it'll never do to ask: perhaps I shall see it written up somewhere.
33 saucer 'Dinah'll miss me very much tonight, I should think!' "I hope they'll remember her saucer of milk at tea-time"
34 doze off She felt that she was dozing off, and had just begun to dream that she was walking hand in hand with Dinah, and saying to her very earnestly,
35 heap She came upon a heap of sticks and dry leaves, and the fall was over.
36 whisker Away went Alice like the wind, and was just in time to hear it say, as it turned a corner, 'Oh my ears and whiskers, how late it's getting!'
37 down one side and up the other(thoroughly) And when Alice had been all the way down one side and up the other, trying every door, she walked sadly down the middle, wondering how she was ever to get out again.
38 kneel She knelt down and looked along the passage into the loveliest garden you ever saw.
39 fountain How she longed to get out of that dark hall, and wander about among those beds of bright flowers and those cool fountains, but she could not even get her head though the doorway.
40 telescope Oh, how I wish I could shut up like a telescope!
41 decimate overseas textile firms decimated the U.S. textile industry.
42 curb Chinese stocks were hurt by Beijing's move to curb property speculation.
43 harsh THE IMF, with the harsh retrenchment packages it imposed on indebted countries, used to be accused of clobbering ordinary people in order to protect big finance.
44 plug governments, most of whom are desperate to plug big holes in the public finances, have now been given a template for raising levies that are lucrative, wildly popular and come with the imprimatur of capitalism's policeman.
45 bail investors assume that many of them are “too big to fail” and thus the banking system will be bailed out by governments in a crisis, which means the banks can borrow abnormally cheaply compared with their risk levels, because of the free insurance policy that the taxpayers provide.
46 opaque And it is why badly run, opaque or risky firms can still command market confidence.
47 fine-tune But over time it wants to fine-tune the rate so that financial institutions pay according to their “riskiness and systemicness”.
48 rejig This will be a challenge and, to the extent that it is possible, it is arguably the job of global capital-adequacy rules, which are already being rejigged under the auspices of the Basle Committee on Banking Supervision.
49 muddle And muddled objectives seemed to have led the IMF to make some quirky decisions.
50 assuage Its populist title, the financial-activities tax (FAT), hints that it is intended to assuage popular anger against fat-cat bankers
51 pivotal The speech comes at a pivotal moment in Senate negotiations over a sweeping measure to re-regulate the financial industry.
52 accusations After trading barbed accusations, senators from both parties now say they are near a deal that would preserve the framework of Mr. Obama's plan.
53 implore As he has done several times in the year-long debate, the president will implore industry executives to call back the lobbyists engaged in "furious efforts" to thwart or water down his legislation.
54 teetering The legislation would grant the federal government the power to seize teetering financial giants and dismantle them the same way the Federal Deposit Insurance Corporation now can seize failing banks.
55 hodgepodge His 2008 suggestion of streamlining the hodgepodge of "overlapping and competing regulatory agencies" has been abandoned. But he will dwell more on the warnings he issued in that first Cooper Union address.
56 dire One of the most significant contributors to this recession was a financial crisis as dire as any we've known in generations
57 crunch THE global credit crunch was universally painful.
58 swoop WHEN Bank of America swooped on Merrill Lynch in September 2008, BofA’s boss, Ken Lewis, was applauded for rescuing the investment bank from the same fate as Lehman Brothers.
59 resemble But it soon began to resemble the marriage from hell. marriage from hell. 有时又作 marriage made in hell, 痛苦不堪的结合, 比错误的结合更情绪性
60 spiral Merrill’s spiralling mortgage-related losses forced the combined firm to take an extra $20 billion of public money, raising the total to $45 billion and branding it a recipient of “exceptional” federal assistance.
61 fume Shareholders fumed that Mr Lewis had overpaid for a lemon—the price tag was $50 billion in BofA shares—and had not been upfront about bonuses paid to the acquired firm’s “stars”.
62 toing and froing The bank was hit with a series of probes, one of which ended, after much toing and froing, in a $150m settlement with regulators. 该银行因而遭受了一系列的调查,其中之一在不少讨价还价之后与监管单位以一亿五千万美元和解
63 lmpe war-weary A war-weary Mr Lewis limped into retirement at the end of 2009, earlier than planned.
64 ebbed Though the outrage has ebbed in recent months and BofA has repaid the $45 billion it got from the taxpayer, the perception lingers that the Merrill deal was a stinker.虽然最近几个月公愤已有所消解,而美银也还清向纳税人所借的四百五十亿美元,但是美林的交易依旧被认为是其臭无比
65 risible There are many risks, but Mr Lewis’s prediction that Merrill would come to be seen as “a thing of beauty” no longer looks risible.
66 noxious; top-notch securities BofA got a pile of noxious mortgage securities, but also top-notch securities-trading and underwriting businesses, and Merrill’s “thundering herd” of brokers and wealth managers, the jewel in its crown.
67 disguise For some at Merrill, answering to bosses in Charlotte, North Carolina, who had done little to disguise their suspicion of Manhattan’s Porsche-drivers was simply too much.对一些美林的旧员工而言,要承仰北卡罗莱纳夏洛特那些乡巴佬的鼻息,还得被他们毫不掩饰的怀疑是过度豪奢
68 smother BofA did not smother Merrill, even though the New York firm was in a position of weakness.虽然美银处于优势,但并未因而过度压制美林
69 defectors A number of defectors have been tempted back, including Todd Kaplan, a star investment banker and Merrill veteran.
70 bigwig Sallie Krawcheck, a former Citigroup bigwig who was hired last August to run wealth management, has worked hard to scotch rumours that the brokers would lose their cherished commission-based pay structure or would be turned into glorified bank tellers.
71 stampede trot attrition These efforts are bearing fruit. The stampede has slowed to a trot—the attrition rate for “top producers”, brokers who bring in $1m or more, hit a ten-year low in the fourth quarter of 2009.
72 turf This matters because such businesses are likely to grow faster than domestic retail banking, BofA’s traditional turf, in coming years as households borrow and spend less.
73 brass Before the crisis, the bank’s top brass were comfortable with its focus on the American consumer, arguing that he offered the greatest potential for fees over the next decade.
74 buoy In 2009 Merrill’s businesses buoyed group results, which would otherwise have been dragged deep into the red by losses in credit cards and mortgages
75 cornerstone Moreover, Merrill is seen as a cornerstone of a strategic push into new markets.
76 headway though it has made less headway in China than some of its Wall Street rivals
77 hawk The legacy Merrill business now has an array of loan and cash-management products to hawk to international clients.
78 home turf An example is treasury services (helping companies manage payments to suppliers, collect receivables and so on), a humble yet lucrative business in which BofA is number one on its home turf.
79 pull off In practice, such “cross-selling” is hard to pull off.
80 dismantle Witness the dismantling of the financial supermarket that Citigroup tried and failed to build.
81 heft Ms Krawcheck draws a contrast with her former employer, saying that though Citi had heft, it lacked a “culture of referrals”.
82 nab In retail brokerage, for instance, MSSB and the combined Wells Fargo/Wachovia are moving enthusiastically to nab business.
83 supercharged In investment banking, the industry’s revenues will shrink by 10% or more this year as supercharged capital markets return to normal
84 attorney-general It is fighting fraud charges from New York’s attorney-general.
85 dismissal the recent dismissal of a suit alleging that Merrill manipulated the market for auction-rate securities came as welcome news.
86 toute Nonetheless, some of the merger benefits Mr Lewis touted look real enough.
87 veteran Dick Bove, a veteran bank analyst with Rochdale Securities, thinks the group could fetch $53 per share in a break-up. That is almost three times its current worth.

2010年1月10日 星期日

也谈互联网

没想到自己在写这篇日志,心情这么压抑。中国互联网发展了几年以后,终于回到一帮傻逼手里,从此中国互联网多半一蹶不振,只剩下一帮投机者在玩,跟中国足球一个德性了。

world-wide-web www 中国互联网 China web

1、互联网来到中国,其实一直被当作一种奇巧淫技,没被当回事,就一直在自己跟自己玩。根据一放就活的中国定律,倒也玩出了些特色。从各大网络公司纷纷上市,到之后的泡沫破裂,然后就是争夺市场的病毒、木马、流氓软件乱战,直到这些年走出了立稳脚跟的阿里巴巴、腾讯、百度、盛大等“土鳖网”,加上几个红透两岸三地的盗版大本营和“谷歌”为代表的微薄的“境外势力”,中国互联网终于形成了以娱乐为中心的、略有创新的格局。娱乐以外的应用也在艰难发展,总之,整个过程是从流氓当道到有些规矩,却与监管没什么关系,完全是网民自己选择的结果。

2、和互联网一起发展的是互联网封锁监管。Web1.0的阶段,比较好解决,几个跟新闻联播唱反调的国外大站一和谐,天下太平。后来web2.0了,讲究的用户参与,用户创造,情况复杂了。但官老爷们没空研究这种复杂情况,他们讲究的是简单和粗暴效率,web2.0潮流中成长起来的国外网站一律关在门外。

2008年的时候,这种监管产生了效果,一票新闻联播培养出的狂热民族主义者对自己从来没看过的外媒开始了颇有黑色幽默味道的批斗。愤青势力培养成功以后,互联网的封锁多多少少的松了一些,各大境外媒体纷纷惊呼,网站的留言板上怎么突然多了这么多语法不通、逻辑混乱的留言。然而,人会成长的。中国互联网上还出现了一股以公共知识分子为主的力量,开始普及常识,比如牛博。一些以小资为主的网站对此也有贡献,比如豆瓣。门户网站也开始注意保护这股势力,比如新浪一位知名博主开始的对“杨-&!@佳”案和大地震的持续关注坚持了一年多没有被关掉。

Web2.0

3、互联网的力量壮大以后,就不再是“奇巧淫技”了,各部委终于意识到“师夷长技以制夷”,互联网是什么不重要,关键是要争夺互联网的管理权。08年互联网“百花齐放”后,09年就成了“肃反运动”之年,对外“墙”升级,对内拔网线,外加判几个刑什么的吓吓人。直到最近广电总局加入战局,以其一贯不在乎得罪网民的姿态,关了BTchina、伊甸园,折腾VeryCD。最后,.cn域名不再向个人用户开放注册,中国互联网的创新土壤终于沙漠化。

dead 死 沙漠化 环境

4、事情不到最坏之前,是不会好起来的

现在大概还不是最坏的时候,毕竟太平洋光缆还在

大概光缆没了也不是最坏的时候,我们还有短波和卫星

毕竟朝鲜和古巴还没有互联网


radio old 收音机 短波

6、吴敬琏先生最近写了篇文章,讲的是国家资本主义很可能与极左势力合流,中国退回开放前时代。一搜索,果然又有人大骂吴先生是污蔑“马赛克主义”。以后吴敬琏先生写文章还是小心点的好,别用什么“极左主义”,很多人左右不分的,用“民粹主义”就好。吴先生说出来话肯定是有依据的。国内极右是会被抓的,极左就不会,民意越走越偏,吴先生指出这种趋势不是不可能。这大概才是最坏的结局。血流成河啊!

红卫兵 极左

 

-------

7、最近看博客也越来越挑了,与经济学有关的,现在基本就看张五常教授、郭凯老师和聂辉华老师的。

第一次独立制作PPT

1、一点废话,可以跳过

这次的Presentation是一门管理学课的作业,课很不错,有空我可以介绍一下。Presentation是关于我们做的一篇论文,讲Qantas(澳洲最大的航空公司)的。在很牛的队友的支持下,文章的分数不低。之后的Presentation不用我来上台讲,我也就顺理成章接下了做PPT的任务。

说我今天presentation的PPT是我第一次独立制作的PPT是不假的。原因是以前都是合伙做ppt,大家风格不一样,也就只能找个模板套一套了。而且本科的时候都没把Presentation当回事,PPT上堆满了字,到时候读一读也能顺利过关。出来读书,Presentation常有,虽然不见得要求比在国内的时候高,但总归自己态度认真一些了,就想认真做一下。

要说用软件,我还是懂一点的,但Powerpoint不一样。用法很简单,但要把PPT做的漂亮,要考虑的东西就多了,比如配色、构图等。我的画画水平三岁以后就没有再成长过,做一份漂亮PPT想不做成三岁的水平,这能投机取巧了。这篇文章就是想记录一下制作过程中的技巧,留着备用。

image

2、配色和Logo

幻灯片1

万事开头难,第一张PPT就改了很多次。一开始做的其实还算能看,但用了纯红色,后面的PPT就不协调了。

改的时候,先是把颜色换了,配色我真的是不懂,有一个关于配色的网站(http://zh-cn.colourlovers.com/,也不太会用,于是就用来投机取巧的办法,把Qantas的标志qantas logo 拿过来,用photoshop吸取了背景的红色,字的蓝灰色(看起来很像黑的,还是有区别的),下面一行字的灰色,再加上百搭的白色和黑色,就形成了这套PPT的全部配色。

再就这个logo的制作。网上找到的logo都是位图,想到可能会反复用到,就想找个矢量图,放大了不会变模糊,而且背景位置什么的都可以自己改。按说高手的话,这么简单的图用illustrator勾几下就出来了。我就只会笨办法——描点法。这样出来的虽然是矢量图,但还是不清晰,不太符合要求。后来我在Qantas的年报中找到了这个Logo的矢量图,但怎么保存下来呢??我想到Photoshop可以直接打开pdf,试了一下,结果:

image 

需要密码,想想也是当然的。自然就想到解密,请出winDecrypt,解密成功后,再用Photoshop打开,如下图:

image

看来Adobe对自己家的东西保护得还不错。那就只能换别的工具了。与Adobe作对的就是Foxit了。Foxit Pdfeditor登场。Foxitreader的确能打开,但就是复制不出来,我就像猩猩看到窗户外面的香蕉一样……

image

然后我就又用Illustrator试了一下,居然打开了那个破解了的pdf,Adobe看来各部门协调的也一般嘛,哈哈。把这个图复制出来,然后导出为PNG格式,就可以在powerpoint里面用了。

image

后面那个斜体的qantas的字是我随便找了个字体,做成差不多的样子,细看还是看得出区别的。

3、模板

第一张PPT的模板是参考了这个网站,关键就是那几道曲线,然后上面插上图片,下面用取得的“qantas红”和“qantas灰”,就成了这个样子,看起来还不错喽。

至于后面的都很类似,都是合适的图片+半透明的色块+白色的文字

 

幻灯片2幻灯片3

History of Qantas这张一直没有很好的图片,最后选了这张也不太好,像素太低,下面那一片还是我补上的,看得出的。画得也很简单,一道曲线,一个飞机。

A Challenging Industry这张图片不错,呵呵

 

幻灯片4 幻灯片7

Business Segmentation这张是找了两个图片,然后用PPT2007简单处理了一下。字是最后时刻加上的,队友们都不让我修改了,其实我真得很想处理一下……

Threats from CPRS这张我是很满意滴,图片不错,除了字稍微多了点。重点讲下小图标的制作。我当然是画不出来的,图片都是google搜索来的,严格的话也算剽窃啦。但Google Image里面的图片都是带背景的,比如这张annual-multi-trip-travel-insurance 就是白色底的,Windows画图是处理不了这个问题的,PS和Illustrator都用不来,倒是ppt2007自带了一个这样的小功能:

image

这样就可以把纯色的背景换成透明色了。

 幻灯片8幻灯片9

这两张图也是差不多的,后面一张图我给调暗了些,用ppt2007也很容易,亮度调暗一点就好,这样文字就凸出来了,大屏幕效果也更好些:

image

4、图表制作:

这张PPT不知道用了多少时间,ppt2007做图表不能调细节,一调就死机。做这张1分钟死一次机,快疯了。以后大家做图表尽量用excel做,专业多了,虽然是一个娘生的。最后导一下到Powerpoint里就好了。

左下角那张是用illustrator做的,我觉得特好:)线是平的,图例是对齐的,数字加黑了看得清,关注的部分用红色,其余部分灰色,一目了然,有没有人会请我做图表呢^^

幻灯片6

上面四个图原图如下,对PPT来说信息太多了,看不过来,还得盯着图例对照:

4 pie charts

做饼图需要注意,1)尽量不要用3D的饼图,太不专业;2)饼分得不要太多,比例会看不出,真想分多的话可以考虑我这种方式,就用两种颜色,同一颜色的饼之间用粗线条隔开;3)图例对齐,不然很乱

下面这张用Mindmap做的,在PPT2007中调了下颜色,很仓促,算是能看吧:

幻灯片5

mindmap做的原图如下:

Qantas Group(After 2007)

但原图中拼错了一个单词,能找出来吗?

还有另一张更好看的没用上:

Qantas Group(2003-2007) 

5、总结

*这次PPT总体来说还是只是知识的,不是演讲性的。演讲性的PPT可以做得很好很好,字少,图大,内容有煽动性。但知识性的PPT,尤其是我们做Presentation时还不能遥控PPT,需要两个人合作,就要每一页上字多一些,难免影响美观。有几张还是仓促之际做的,有点小遗憾。自己的美术基础又实在太差了,几个设计软件也还没上手,做几张PPT不得不用了近10款重量级软件

*下次做的时候要把配色先想好,添加到Powerpoint的配色中,用起来方便:

image

*千万别用Powerpoint做图表,郁闷死,用Excel或者专业绘图软件做。最后处理的时候用PPT画画线写写字什么的还是很好的。

*参考的博客:

ExcelPro图表博客http://excelpro.blog.sohu.com/

PPT设计及其他http://pptdesign.blogbus.com/

VOCABULARY BUILDING-JH's Word List(season1)

VOCABULARY BUILDING-JH's Word List

1 summit

BBC Summit

-an unprecedented summit

-the results/decisions of a summit

Examples from the talk

Chinese scientists are to re-measure the world's tallest peak, Mount Everest, because of fears it may be shrinking. A recent survey found the summit had dropped by 1.3 meters because of global warming.

NATO leaders have ended a summit with President Bush - intended to renew the Transatlantic Alliance after recent strains.

An unprecedented summit of South American leaders has been dominated by concerns about Colombia's anti-narcotics policies.

Sibusiso Vilane, a 32-year-old South African man, has become the first black climber to reach the summit of Mount Everest...

At least 40 world leaders are likely to attend December's UN climate summit in Copenhagen in a bid to secure a new global treaty...

France's President Sarkozy has even threatened to walk out if the tough financial regulation he wants is watered down. Perhaps it's pre-summit bluster...

Related Words:Mount Everest, NATO, Transatlantic, Strain, Copenhagen, in a bid to, treaty, bluster, water down

2 tipping point .....there is a 'tipping point' in fashions or trends driven by small numbers of highly connected people who have a disproportionate influence over which new products or ideas become popular.
3 sabbatical In the past few years, Watts-a network-theory scientist who recently took a sabbatical from Columbia University and is now working for Yahoo -has performed a series of controversial, barn-burning experiments challenging the whole Influentials thesis.
4 in question The Hush Puppies in question are the ones that kick off The Tipping Point, Malcolm Gladwell's best-seller about how trends work.
5 brink

As Gladwell tells it, the fuzzy footwear was a dying brand by late 1994--until a few New York hipsters brought it back from the brink.

-hipster

6 whimsy And this is not, he argues, mere academic whimsy
7 There's no there there And when you test the way marketers say the world works, it falls apart. There's no there there."
8 virally

He has developed a new technique for propagating ads virally, which can double or even quadruple the reach of an ordinary online campaign by harnessing the pass-around power of everyday people--and ignoring Influentials altogether.

Related Words:-quadruple

9 harness
10 toss Not everyone appreciates the mind bomb Watts has tossed into their midst.
11 peg Watts, ironically enough, is precisely the type of person you'd peg as an Influential
12 disarming His Australian accent is disarming, even when he's assuring you that everything you believe is probably crap.
13 pence-pl.of penny
14 antelope giraffe crocodile
15 strata new species evolving out of old and appearing in younger strata
16 brick and mortar SWRA consists of brick and mortar wine retailers, Internet-based wine retailers, wine cataloguers, wine auction houses and supporter from both within and outside the wine industry.
17 trivia
18 mystify

This mystified me. Why would anyone be sexually excited by shoes?

In fact it mystified me so much that it took me a while to figure out that a shoe fetish had anything to do with sexual excitement.

19 primitive Months later in some class I heard the word fetish used to describe primitive works of art or religious objects.
20 weirdo Apart from making me want to wash my hands or something, this part of the OED does help me figure out the connection between weirdoes on the phone and African tribal masks.
21 erotic

It was the tribe of psychologists who in 1901 adopted the word and applied it to the unreasonable erotic worship of otherwise everyday items.

Related Words:-tribe -worship

22 fetish

I couldn't figure out why anyone would have a shoe fetish.

Podictionary_fetish

23 dispose There is some evidence that distributors are becoming more favourably disposed towards Australian wines due to their consistent quality and availability.
24 arena

In the public arena, economists are used to playing Scrooge.

Related Words:-Scooge

25 folly It is our job to throw cold water on flights of public folly that cost taxpayers billions of dollars and create little value.
26 tilt

So a Wharton economist, Joel Waldfogel, is displaying a certain amount of intellectual moxie when he tilts his lance at private gift-giving in "Scroogenomics: Why You Shouldn't Buy Presents for the Holidays.

Related Words:-moxie

27 compatible Gifts from uncles and grandparents were valued less than gifts from parents, which was compatible with the view that knowledge of tastes declined with social distance.
28 heaps of It is tempting when surrounded by heaps of unwanted presents, to see the waste in generosity, yet there are good reasons to be suspicious of his conclusion.
29 bequeath Even if the recipient doesn't value that "singing fish" all that much, presumably the giver preferred bequeathing the present to keeping the cash.
30 question - see error in Why would an economist, who would never question private decisions to buy BMWs or bananas, have the confidence to see error in private decisions to give Christmas gifts?
31 laureate Gifts are better understood with the tools of signaling theory: the branch of economics, pioneered by the Nobel laureate A. Michael Spence, that explains the use of costly actions to provide information.
32 Yule=Yule-tide Mr. Waldfogel's negative view of holiday gift-giving is essentially a Yule-tide version of the Spence signaling model.
33 virtue Signaling has many virtues, and it is hard to think of anything more valuable than showing affection for others
34 entail Such transfers would entail none of the deadweight loss that Mr. Waldfogel perceives.
35 cut checks We could certainly celebrate the holidays by cutting checks for our parents and children.
36 off base But by choosing actual gifts, we are trying to show that we care enough about the recipient to do some extra work, and that we know them enough to choose gifts that are not totally off base.
37 humanity I think humanity engages in too few costly displays of affection, not too many.
38 prosaic

I support the far more prosaic cause of making gifts easier to return or exchange.

Related Words:-cause

39 stab-stab at The ability to exchange provides an easy way of limiting the deadweight loss from giving, while still ensuring that the recipients have seen givers' best stabs at matching their tastes.
40 hectare In 1994 BRL Hardy acquired Banrock Station with 250 hectares of good soil for producing premium grape varieties.
41 graze The property was suffering from the impact of prolonged farming and grazing. BRL Hardy, together with Wetland Care Australia undertook a huge revegetation program to remove stock, install fish barriers and reintroduce natural wetting and drying cycles in the wetland.
42 forefront Australian wines are now at the forefront of a new consumer trend led by "new world" producers' the supply of good quality, good value, ready to drink now, good tasting, fruity wines.
43 embark on They are aggressively embarking on acquisitions and are interested in Australian wineries.
44 clout ...these have little bargaining power apart from those supplying Merlot and Verdelho who have more clout due to some shortage of these varieties.
45 tapping into Creating a "green brand" meant tapping into the values and beliefs of wine buyers.
46 ascribe Keegan, Moriarty and Duncan (1992, p.448) defines it as a "perception in the mind of consumers who ascribe beliefs, values and personalities to products"
47 engender Successful wine, the brand and the attitude it engenders, must relate to the wine consumer's own sense of individuality and unique style.
48 uppermost Ottman (1992) claimed that while quality, price and convenience are still uppermost in consumers' purchasing decisions, a fourth attribute, environmental compatibility, that is a product's greenness, is fast becoming a tie-breaker at the shelf.
49 slushy

Hundreds of thousands of revelers welcomed the new year in New York City's Times Square, despite the rain, slushy streets and heightened security, capping worldwide celebrations that often emphasized the hopes for a more peaceful tomorrow.

Related Words:-cap

50 dampen

The poor weather and tight security could not dampen the otherwise festive mood in midtown Manhattan

Related Words:-festive

51 spirited The celebration followed spirited festivities elsewhere.
52 emanate In Hyderabad, Pakistan, the street was dotted with little white lights, emanating from candles that peace marchers were holding.
53 stake out

She had staked out a coveted spot on Broadway between 46th and 47th streets with her teenage son and daughter.

Related Words:-coveted spot

54 Cosmic Cinematic
55 exhaustive Following an exhaustive review of our wine business, we have set a strategic agenda for the whole company, to improve ef铿?ciency, build capability and drive our growth.
56 refine The sales teams now have dedicated focus on their respective product category, and we are refining our route-to-market strategies
57 encapsulate That culture is based upon desired behaviours encapsulated in the threeAs 鈥?Accountable, Adaptable and Aggressive.
58 inventory Global wine sales volumes declined just over 5% mostly impacted by reductions in customer inventories in the Americas and Europe, and the final withdrawal from the cask wine sector in Australia.
59 steadfast While much is changing at Foster's, our commitment to lead innovation, invest in our brands and maintain the highest quality standards remains steadfast.
60 measure Record sales are not always a measure of a singer's popularity.
61 boast We boast three of the five fastest growing brands and three e largest new product releases by value in the past year.
62 watershed The year in review was a watershed for Foster's with a new business strategy, a new company structure, a new leadership team and a new culture being embedded across the company.
63 imperative We also agreed a simple vision "where Foster's plays, Foster's wins" and are now structuring our business planning around the strategic imperatives of growth, efficiency and capability.
64 annihilation We favour the well-being and progress, not the annihilation, of mankind. Freerice
65 palace revolt Seven out of eight reigns of the Romanov line after Peter the Great were plagued by some sort of palace revolt or popular revolution.
66 Peter the Great

In 1722, Peter the Great passed a law of succession that terminated the principle of heredity.

Related Words:-heredity

67 appoint He proclaimed that the sovereign could appoint a successor in order to accompany his idea of achievement by merit.
68 coronation Ivan VI was appointed by Czarina Anna, but was only two months old at his coronation in 1740.
69 primogeniture It was not until 1797 that Paul I codified the law of succession: male primogeniture.
70 strangled But Paul I was strangled by conspirators, one of whom was probably his son, Alexander I.
71 La Traviata It's like hearing the overture to Carmen introduce La Traviata.
72 tacitly Simply by introducing those issues toward the stress position of this in troductory sentence, the authors tacitly promise us that those words will be thematic keys to the rest of the paragraph.
73 disentangle Disentangling whether the estimation error is neutral or strategic can be difficult, but the net result is the same for the financial analyst.
74 curtail there are many mechanisms curtailing abuse of that discretion.
75 mitigate Class action lawsuits are a potentially effective way to mitigate incentives to game the financial reporting system.
76 equate with Simply equating choices that lower reported earnings with high earnings quality provides at best a marginal indicator of financial reporting quality.
77 flip side we could easily have included a complete asset and liability section as well, but this would be the flip side of a combination of the revenue and expense.
78 culprit Collectively, the discretion embedded in the revenue line item is the culprit for the majority of earning restatements, fraud cases, and related SEC enforcement actions.
79 legitimate They had accelerated the recognition of revenue by booking legitimate future sales orders in the current fiscal period.
80 pursuant to= according to These transactions may be recognized legitimately under GAAP when special criteria are met, including being done pursuant to the buyer's request.
81 focal the focal point of earnings announcements and conference calls
82 cynical This has been described cynically by some as "earnings before bad stuff"
83 ripe for Spain was a market ripe for development.
84 dapper amiable, short in stature, bow tie, Antonio Playan was a dapper, amiable man, short in stature but with his silk bow ties he had a certain presence,
85 cylinder
86 piggy-back Recurring costs can then be "piggy-backed" onto these nonrecurring items.
87 pervasive the use of operating leases is pervasive in the retail sector with companies such as Walgreen, Wal-Mart, CVS, and others having very large off-balance sheet operating lease obligations.
88 holistic An easy solution to this problem is to take a holistic view to cash flows, and include operating and investing cash flows when assessing financial reporting quality.
89 myopic Such myopic behavior is not uncommon for management.
90 class action CLass action lawsuits are a potentially effective way to mitigate incentives to game the financial reporting system.
91 rounding does not add to 100 percent due to rounding
92 onerous the financial burden imposed by bond debt is more onerous and bears more consequences in the event of default than does restructuring provisions or employee benefit plan obligations.
93 elect Given the differences in the food and pharmaceutical businesses, it would seem unlikely that the world's largest food company would elect to seriously grow the pharmaceutial segment.